Home Ownership

Great News!

The homeownership program relaunched on May 16, 2022! If you are a Low-Income Housing resident, Housing Choice Voucher (Section 8) holder, or a family who is not receiving but is eligible to receive HACP rental assistance, the dream of owning your own home is no longer out of reach. If you can see yourself in a home of your own, HACP’s Homeownership Program is determined to help you achieve your dreams!

Get Started

To be added to our contact list, please complete this form: Home Ownership Questionnaire. Once submitted, an HACP homeownership team member will contact you to discuss resources that may be available to you.

Thanks to the HACP Homeownership Program

HACP’s Homeownership Program is designed to provide low-to-moderate income families gain the financial literacy and financial assistance needed to purchase a home within the city limits of Pittsburgh. Low- to moderate-income families seeking financial literacy regarding homeownership and who may not have adequate funds for down payment and other up-front loan closing costs are encouraged to participate.

Financial Assistance

This program also provides assistance with what some consider one of the biggest barriers to owning a home – closing costs. Program participants may receive closing cost assistance of up to $7,000. These funds are only to be used for closing costs (prepaid costs such as taxes and insurance are not eligible). Depending on fund availability, HACP may contribute up to $1000.00 in yearly home warranty policy
reimbursement. Participants may also be eligible to receive HACP’s soft second mortgage of up to $52,000 which is a ‘forgivable’ mortgage with no monthly payment provisions and a term of only 10 years. This mortgage can be used to increase the participant’s purchase capacity and/or reduce the principal amount of participants’ first mortgage loan.

Don’t Let Another Year Go By

Check out the Step-By-Step Guide to Homeownership to get started today, or contact HACP at: home.ownership@hacp.org for further information.

The Step-By-Step Guide to Homeownership